Employee Benefits
- Introduction to Employee Benefits
- Employee Benefits Mandated by Law
- Introduction to Group Health Insurance
- Costs vs. Benefits of Healthcare
- Types of Healthcare Coverage Plans
- Health Savings Accounts (HSA)
- Health Reimbursement Accounts (HRA)
- Introduction to Group Life Insurance
- Different Types of Group Life Insurance
- Additional Features of Group Life Insurance
- Cost of Group Term Life Insurance
- Structuring Group Term Life Insurance Policies
- Who Will be Covered by Group Term Life Insurance?
- Introduction to Retirement Plans
- Setting Up and Administering a Retirement Plan
- Advantages of Retirement Plans
- Retirement Plan Questions to Ask
- Introduction to Workers' Compensation
- Types of Workers' Compensation Plans
- Introduction to Disability Insurance
- Types of Disability Insurance
- Introduction to Voluntary Benefits
- What is a Cafeteria Plan?
- What is a Flexible Spending Account?
- Communicating Benefits to Employees
Additional Features of Group Life Insurance
Depending on the size of your business, you may be able to get added benefits from your life insurance policy, such as these:
- Dependent Coverage. Employees can choose to cover their spouse and eligible dependent children.
- Accidental Death Benefit. If the employee dies in an accident, an additional benefit is paid.
- Waiver of Premium. If an employee becomes disabled, coverage continues with no further premium payments.
- Accelerated Benefits. If an employee is terminally ill, benefits are paid before death to help provide for his or her needs.
Your insurance agent can explain what additional features and riders are available for your life insurance policy.
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Investment and insurance products and services are offered through Osaic Institutions. Member FINRA/SIPC. Marblehead Financial Services is a trade name of the Marblehead Bank. Osaic and the Marblehead Bank are not affiliated. Products and services made available through Osaic are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.
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